This lady in my neighborhood a few months ago hit me with no insurance. She got a ticket and license suspension.
Car has been insured with the same company for 3 years. I filed a claim to get the car fixed since the lady didn’t have insurance then today got this letter.
So basically have to find new insurance for my “rusty” car
by Propwashed
![[Bugatti Veyron] with a rather… "interesting" design](https://www.evshift.com/wp-content/uploads/2024/09/1x4wu3oakmpd1-770x515.jpg "[Bugatti Veyron] with a rather… “interesting” design")
20 Comments
I got an agreed value policy through hagerty, i hear good things about grundy as well.
I have an assessed valuation policy through Hagerty
Hagerty, Grundy, JC Taylor are all good collector car insurance companies.
I insure mine thru State Farm. By value.
Which company is cancelling you?
Looks like maybe this was a policy from Liberty Mutual? The verbiage on their website matches this pretty closely. At any rate, Hagerty makes a lot of noise about “casual use” but the only real restriction seems to be that you have another car and call it your daily driver. They wouldn’t write me a policy on my ’88 Milano because they were already covering my spider and the Milano was the “other” car.
They can write agreed-value policies because the main factor in the likelihood of a car accident is how often and how long a car is on the road. Can’t crash it when it’s not driven [finger to forehead.gif].
Hagerty! Agreed value policy. They insured my rusted up 78 caddy hearse with no issue!
You can try appealing their decision like they state. But it is good to know what insurance I won’t ever use after reading that. If it’s been insured with them for 3 years already, what’s the problem now? I’d call them and ask them that. People literally pay for “patina,” too. So they’re stupid as hell.
Just about everyone I know uses Hagerty. Mine is through Farm Bureau, who subs the policy out to Hagerty.
I do know 2 people that have a regular, 2nd car policy on theirs. They don’t have mileage limitations, but I can’t imagine they’d get their value if the car was damaged. Both of those vehicles are considered disposable by the owners. I don’t think they care about the car’s value if it was lost.
Unrelated to the question but badass flying tiger man
I agree with the Hagerty recommendation. I insured my ride with them for a value I picked (and apparently they agreed on, I suppose) and they never required pictures or anything, same with a friend and his 50s truck. Plus they send you a magazine every couple months that’s interesting to flip through, lol, and the price for everything is quite reasonable I thought.
Hagerty is good
Repeating everyone else but I’ve heard hagerty and Grundy are good I believe one of them is more for garage kept not driven much cars you’d have to do the digging
JC Taylor has been GREAT!
American Collectors.
We’ve been using Hagerty for many years. Had a few claims and they were great.
Hagerty
I tried to get classic car insurance thru hagerty but it has to be a car made before 1976 or something like that I think and mine is a 78. I ended up getting a full coverage “stated value” policy insurance plan with AAA (Triple A) I paid 9500 but set the value of the car on my insurance as 20k
Not for a car that looks like that.
I use Grundy Worldwide.
The premium on my 67 Camaro is under $300.00/year.